Downpayment for condo in Singapore ordinarily involves twenty five% least for financial institution loan buys, with at the least 5% in hard cash and 20% hard cash/CPF; for 1st housing mortgage, LTV nearly 75%, Consumer’s Stamp Duty applies on tiered fees, Further Consumer’s Stamp Duty differs by profile; common new start scheduling payment five% money, remainder of 20% on working out within just alternative period of time, progressive payment by construction stages; resale involves Option Price (one% cash) then exercising (four% cash) and stability; authorized expenses, valuation, home loan obligation, and hearth insurance include to upfront charges; similar key phrases incorporate condo downpayment, LTV click here boundaries, TDSR fifty five%, MSR not relevant to non-public, CPF OA use restrictions, minimum amount cash, ABSD remission for married couples, bank interest prices, lock-in, and pricing sensitivity by district.